John Comiskey #1097
Coffee and a Mike
Navigating Mortgage Defaults and FHA Policies
This chapter examines mortgage payment defaults and the related challenges borrowers face, focusing on the FHA's loss mitigation procedures. It explores how servicers respond to delinquencies, the potential for modifications, and the implications of lax policies instituted since 2021. The discussion also critiques the political motivations behind these decisions and their potential impact on the housing market and insurance fund viability.
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