Is It's Choppy or Is It's Risky Out There?

I agree or at least massively change the way they're doing their lending and and growth pattern stuff So that's to say nothing of the consumer debt side of this which you know I don't know for those either listen to the all-in podcast But they were talking about that as there's a massive rising consumer credit crisis. And something I sort of underestimated how much learning curve there is in the first couple months of this kind of work Um, and how much of a challenge that is when when you are onboarding people to know.