Youdon't Take Joe's Life Right Now, It's Just Not Been Fun

In web development, it's all about how fast you can get your failures out of the way. You have to view em as ways to learn and grow from them. In a bank robber story, he mentions that there's 50 people in the bank. Robber comes in, and this one person gets shot in the arm. Assuming you are that one person, are you lucky or unlucky? How do you view that?