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2998: The “Minus Your Age” Rule of Thumb for Asset Allocation by Craig Stephens of Retire Before Dad

Optimal Finance Daily - Financial Independence and Money Advice

CHAPTER

Understanding Bonds and Risk Tolerance in Asset Allocation

This chapter explores the significance of bonds in an investment strategy, emphasizing their relationship with risk tolerance and investment duration. The speaker advocates for a growth-focused approach for younger investors, proposing to delay bond investments until nearing retirement to reduce volatility exposure.

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