11min chapter

HousingWire Daily  cover image

Logan Mohtashami: How Trump’s Treasury could lower mortgage rates

HousingWire Daily

CHAPTER

Mortgage Rates and Housing Trends

This chapter explores the influence of mortgage rates on the housing market, emphasizing how lower rates can spur home buying. It examines demographic shifts, particularly the impact of millennials and Gen Z, on homeownership rates and economic stability. The discussion also compares U.S. trends with those in Japan, highlighting labor market dynamics and the importance of dual household incomes amid rising home prices.

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