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Chargeback? Yes, That's a Chargeback.
PayPal has a 1.5 reefer to set fresh old West Stripe gets concerned about your account and goes over that. If they've already done a chargeback and then you refund it, that's still a charge back. I would never feel too comfortable like relying too much on PayPal. Stripe on the other hand like I've never had problem with them.