2min chapter

Moody's Talks - Focus on Finance cover image

Rising rates create risks for banks globally, universal banks have sound funding and liquidity

Moody's Talks - Focus on Finance

CHAPTER

Characteristics of Universal Banks

This chapter discusses the features of universal banks, such as their large retail and commercial businesses, focus on serving large corporate clients, complex structures, low earnings volatility, cost and revenue efficiencies, and comparatively low funding risk.

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