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Rob and Greg tackle the pressing issue of housing affordability, reacting to reports that the Trump administration may declare a national housing emergency. They debate potential federal approaches, including deregulation, incentives, zoning reform, and changes to mortgage lending. The conversation also shifts to Zillow’s enforcement against exclusive listings and what the data may actually reveal about Compass’s inventory.
Key Takeaways
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Reports suggest the Trump administration is considering declaring a national housing emergency.
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Federal action is constrained by state and local control, but incentives and funding leverage could encourage zoning reform.
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Deregulation, such as loosening zoning restrictions and NIMBY barriers, could expand housing supply.
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Debate over mortgage financing: Rob argues government backing of 30-year fixed mortgages inflates housing prices, while Greg stresses the social good of homeownership.
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Alternative idea: shift federal guarantees from mortgages to construction loans to directly increase housing supply.
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Tax and regulatory approaches could curb institutional investors buying homes for rentals.
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Discussion of Mike DelPrete’s analysis of Compass’s exclusive inventory trends after Zillow’s policy enforcement.
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Conflicting views: Rob sees it as evidence Zillow lost influence; Greg suggests it may simply reflect stale inventory.
Links
Exclusive Inventory Update and Zillow's Catch-22
Connect with Rob and Greg
Rob’s Website
Greg’s Website
Watch us on YouTube
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