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Availability Is a System One Huristic
People who let themselves be guided by system one are more strongly susceptible to availability biases than others in a state of higher vigilance. The ease with which instances come to mind is a system one huristic, which is replaced by a focus on content when system two is more engaged. Even before our work was published, the economist howard cunruther noticed that availability effects help explain the pattern of insurance purchase and protective action after disasters.