How to Set Up a Savings Account

The only account that you actually need to be a checking account is that first family expenses or operating expenses account. Other ones can be savings accounts, and at my bank, savings accounts are free as long as you have a direct deposit going in there. All of these are flexible. You fill in the blank. What goals do you have? What do you want to save for? I know it seems crazy to open all of these accounts, but I'm telling you it will change everything for you"