We’ve all barely recovered from the frosty Arctic blast this past week, but that balmy -37-degree Montana weather isn’t slowing down our favorite fintech obsessive one bit. Alex joins banking and fintech editor at Bank Director, Kiah Haslett to discuss the latest and greatest news happening in the banking world. 

Kiah and Alex cover the potential challenges banks may face in 2024, including the impact of lower interest rates and the possibility of earnings conditions leading to "zombie banks." How fine are taxpayers with banks making some risk-free money from the Fed’s emergency funding program?

And there’s no evidence that industrial loan charters have ever wrecked any part of the banking industry… so why, then, is the Senate banking Chair looking to crack down on tech companies looking to expand into financial services through ILCs? Is this overkill?

Kiah and Alex also dive into the US Transportation Department’s scrutiny of frequent flyer programs—why are we treating them like banks?

Plus, what does the Fed have too many jobs? And should banks quit trying to make digital wallets happen? Is it ever going to happen? 

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Follow Kiah:

LinkedIn: https://www.linkedin.com/in/khaslett/

Twitter: https://twitter.com/khaslett

Follow Alex: 

YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos

LinkedIn: https://www.linkedin.com/in/alexhjohnson

Twitter: https://www.twitter.com/AlexH_Johnson