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12min chapter
Was the 401(k) a Mistake?
The Daily
The 401(k) Dilemma: A New Era of Retirement Savings
This chapter critically examines the effectiveness of 401(k) plans as a retirement strategy amidst a growing population of retirees. It traces the historical shift from traditional pensions to 401(k) plans, emphasizing the implications of this transition for individual retirement preparedness. Through the lens of personal stories and economic context, it highlights both the advantages and shortcomings of current retirement funding methods in the U.S.
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