How to Find a Mortgage Broker Who Can Get Things Done

In 2016, John Hampton and Jonathan Tepper of Variant Perception toured Sydney investigating underwriting standards in the property market. To make it plausible because we were buying houses, they had to walk into mortgage brokers holding hands. We would look for apartments that were too small, right? Because that was all we could afford. The honest brokers would happily lend you 7.2 times their income and they would tell everything truthfully to the banks. If you wanted to borrow eight times or nine times your income, they would have to send you to somebody else who just knew all the loopholes and was playing fast and loose. And even to this day, because this is a good story, we get journalists,