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The Fourth Turning Is Now | Neil Howe on the Coming Financial Reset and Who Rebuilds What’s Broken

Excess Returns

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Generational Shifts and Financial Perspectives

This chapter examines the cyclical nature of American history through generational theory, particularly focusing on the roles and challenges faced by Generation X and Millennials. It highlights the gradual transition of Gen Xers to leadership positions and contrasts their individualistic approach to finances with the more communal strategies favored by Millennials. The discussion also explores potential future scenarios for America, emphasizing the interplay between generational characteristics and societal dynamics.

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