The effects of the damage are, they get dramatically worse as the size of the damage occurs. If you have a bunch of little financial errors, even though they could add up to a relatively large number, they're not very harmful. But one financial error that's equal to all those by itself can be unbelievably harmful in terms of the systemic effects. Everything has to have some nonlinear term orr like what we'd call short gamma inan an auction, trating and and it is quite universal.