Beware of Survivorship Bias When Investing
Money For the Rest of Us
The 4% Rule
The 4% rule has appeared in testimonies in front of Congress and it's on a number of state and federal government websites as a method for safely withdrawing from retirement funds. A paper by Troy that looked at the 50 most popular personal finance books found that 12 provided specific advice to use the 4% rule. The worst case protect against was 4.5%.
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