The Risky Playgrounds in Germany?

The peltsman effect is the idea that at a young age, kids will learn to take calculated risks all learn their boundaries. Insurance companies are actually very in favor of these riskier playgrounds saying that as adults, these kids will then learn how to manage risk better. What do you think about this? We can be reached at pima at freconomics dot com. That's p i m at for economics dotcom.