The speaker advises against borrowing money to buy watches, emphasizing that a watch should mark a special moment in one's life rather than being a mere time-telling device. The speaker recalls buying their first watch after closing a deal, valuing it for the memory it represents. They refer to watch collecting as a 'disease,' noting that phones provide more accurate time. Despite this, watches hold significance for both men and women as they mark milestones in their lives. Each watch the speaker owns has a story or memory attached to it, making it a cherished possession.

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