Which is the most rewarding hotel loyalty program? | Ep193 | 3-11-23
Frequent Miler on the Air
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Opt for Local Currency and Schwab Debit Card
When making payments abroad, always opt to pay in local currency to avoid high conversion fees that merchants might charge if they select US dollars. It is advisable to use a Schwab debit card when withdrawing cash abroad as it doesn't charge foreign transaction fees or ATM fees, and even refunds any ATM fees charged by the operator. Avoid exchanging foreign currency at airports as they usually offer poor exchange rates.
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