47sec snip

Catching Up to FI cover image

Space Telescopes, Sunflowers, and Financial Gardening | Jesse Cramer | 105

Catching Up to FI

NOTE

Embrace Realism in Planning

Adopting an aggressive approach in financial planning means eschewing optimistic assumptions about future returns and instead basing projections on a conservative outlook. This involves holding expectations constant, rather than relying on potentially unrealistic growth projections. Planning with this mindset creates a more cautious but ultimately grounded strategy, acknowledging existing conditions without an optimistic bias.

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