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How to Amass Citi ThankYou Rewards | Frequent Miler on the Air Ep274 | 9-27-24

Frequent Miler on the Air

NOTE

Protect Your Points: Downgrade, Don't Cancel

Cancelling a credit card results in the loss of earned points associated with that card. Instead of cancelling, it is advisable to downgrade to a no annual fee card to retain points. Downgrading allows for the preservation of points, maintaining the ability to transfer them to partners, and avoids losing out on rewards. Some no annual fee cards may limit point transfer abilities, so understanding the options is crucial for maximizing rewards.

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