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Fintech Recap: What Synapse's Collapse Means For BaaS, Fintech
Fintech Business Podcast
Flexible Payment Routing Strategy
Payment innovation enables cardholders to dynamically direct transactions to different funding sources based on customized rules. This system transforms the card number into a versatile pointer, allowing users to allocate payments to specific accounts based on transaction circumstances. For instance, users can decide to use a debit card for most purchases but automatically switch to a credit card offering cash back rewards for specific categories like groceries. This flexibility in payment routing is managed through mobile banking or digital wallets.
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