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The Daily cover image

Did Hurricane Ian Bust Florida’s Housing Boom?

The Daily

NOTE

What's the Problem With Reinsurance in Florida?

Lawmakers understand that insurance holds together the real estate market and that without it, that market would collapse. Even though many private national insurance companies left after Andrew, there were still a significant number of smaller private insurers operating just in Florida. The way they addressed that was by spending heavily on something called reinsurance. These insurance companies can get additional coverage from those reinsurers, sort of like a rainy day fund.

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