Future investments in human capital may face significant risks as advancements in AI could render traditional long-term investments obsolete. With potential depreciation of human capital within a span of decades, individuals should reevaluate the necessity of extended educational pathways like college or PhD programs, especially if they do not find intrinsic enjoyment in them. The rapid pace of change necessitates a focus on shorter payback times for investments rather than committing to lengthy undertakings. When considering high-stakes scenarios, such as a 10% annual chance of catastrophic global events, it becomes imperative to adjust investment strategies to prioritize immediate returns. However, a balance is crucial; individuals should safeguard against potential downturns in the AI revolution, ensuring they possess marketable skills and a social safety net should projections falter or technological advances stall.

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