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Fintech Recap: What Synapse's Collapse Means For BaaS, Fintech
Fintech Business Podcast
Data Monetization Challenges and Regulatory Inclusion for Buy Now, Pay Later Companies
The issues around underwriting and ability to pay present challenges in the US compared to the UK's approach with Buy Now, Pay Later to address affordability. The reluctance of companies to freely provide data to credit bureaus hinders the bureaus' efforts to convince newer companies of the value in sharing data. The inclusion of buy now, pay later companies under credit card regulations could mean they fall under the sweep of 1033 when the rule is finalized for transactional accounts.
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