Navigating Negative Real Yields in the Fiat System

The current financial landscape presents significant challenges regarding yield generation on fiat capital due to inflation eroding real value. Traditional methods of ensuring wealth, such as holding currency or investing in income-generating assets like real estate or dividend-paying corporations, often lead to negative real yields, particularly when inflation rates surpass interest rates. Many individuals and institutions, despite possessing significant capital, struggle to find viable avenues for yield generation without incurring risk. Borrowing in high-interest-rate currencies, such as the Turkish lira, may appear attractive but often results in negative returns when accounting for currency depreciation. Real estate investments come with high overhead and yield limited real returns after expenses. The financial system has shifted away from stable models, like holding gold and earning risk-free interest, leading to widespread perceptions that true positive real yields on fiat capital have become increasingly elusive.