Simplicity Attracts Consensus

When introducing a new idea, if there is considerable difficulty in attracting support, it may indicate flaws in the concept. A proposal that resonates across the political spectrum—from the far left to the far right—must prioritize straightforwardness and direct ownership. The effectiveness of the proposal hinges on the establishment of individual investment accounts owned by families and children, not the government, thereby avoiding the stigma of a government entitlement program. Key concerns about income inequities and government involvement can be addressed by framing the initiative as a facilitation of wealth-building opportunities rather than a traditional welfare program. The future vision entails a program that could replace social security, perhaps offering substantial financial benefits at retirement, encouraging individual responsibility in financial planning, and stimulating discussions around account structures, usage, and growth over time.