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186. Study Hall: The Best Investing Advice
Financial Feminist
Capitalize on Employer Matches for Future Growth
Establish a solid financial foundation by maintaining an emergency fund covering three to six months of living expenses in a high-yield savings account before starting to invest. Take advantage of 401k matches offered by employers, as they provide free money that effectively doubles your contributions with no additional effort. If you're uncertain about the availability of a 401k match, investigate by consulting HR or your supervisor. For starting your investment journey, consider DIY investing, where you personally manage your stock market investments and retirement contributions. This proactive approach allows you to optimize your financial growth while ensuring you capitalize on available employer benefits.
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