Investing is a Solved Puzzle

Many individuals mistakenly believe that investing is an unsolvable puzzle that demands extensive analysis and emotional investment. They focus on arranging assets perfectly to secure financial success, fearing failure could lead to poverty. However, investing strategies have been mathematically understood for decades, allowing for the construction of balanced portfolios based on risk and return metrics. The simpler aspects, like creating a model portfolio, can be managed easily with available apps, and thus should not consume the investor's focus. The real challenge lies in the nuanced decision-making of when and how to act—this is where investors should concentrate their efforts.