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507 | Taking the Fear Out of Your Future | Ginger roundup
ChooseFI
Ok - Negotiate for Savings: Review and Renew
Insurance premiums can fluctuate significantly, and proactive engagement can lead to substantial savings. Increasing your voluntary deductible can reduce your policy cost, as demonstrated by a case where a premium increase was reversed into a decrease simply by making a phone call. Regularly reviewing insurance policies is crucial; loyalty to an insurance provider does not guarantee the best rates. It's advisable to reassess and shop for insurance every year, as doing so can reveal opportunities for cost reduction and better coverage.
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