** Luck versus work ethic **

The speaker finds joy in building new ideas within their firm, specifically in the financial services industry. They believe that there are opportunities to reinvent and improve aspects of their own industry. They express the need to stay engaged and fresh in order to commit to their firm for the long term. The speaker describes their firm as an incubator, with a team constantly coming up with ideas that they incubate and launch. They believe that successful businesses follow an S-shaped growth curve, starting from nothing and eventually reaching a peak before slowing down. The speaker acknowledges that their firm is currently far from reaching that point and emphasizes the importance of having another S-shaped product in order to sustain long-term success. Overall, the speaker finds happiness in experimenting and building new ideas within their firm's ZTS team.