Exploring Simplified Investment Portfolios with Fine Tuning Tables

One way to maintain international diversification is by combining US small cap value fund and an international small cap value fund. However, for simplicity, using only a US small cap value fund is recommended. The fine tuning table allows investors to see the impact of adding different percentages of investments, such as 10%, 20%, or 30%. This table is included in the portfolio configurator on Paul's website, enabling investors to explore scenarios like investing in a target date fund with a percentage in small cap value. The fine tuning table is a powerful tool that can automate retirement planning and simplify portfolios. It provides a breakdown based on the time until retirement with recommended fund allocations, following the Vanguard glide path's equity and bond allocation changes over time.