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Visa
Acquired
Historical perspective on consumer credit and debt
Consumer credit and debt have been ingrained in American society for decades, predating the prevalence of credit cards. Despite societal criticisms and anxieties, Americans have consistently relied on borrowing money to buy things, indicating a historical optimism about the future. The use of debt was viewed as a means to build a brighter future, with industry executives proudly claiming that consumer credit built the country.
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