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175. Living alone in your 20s
The Psychology of your 20s
Embrace Financial Reassessment and Realistic Budgeting
Reassessing your finances without shame is crucial; transitioning to a more affordable lifestyle when needed is acceptable. It's vital to confront your financial reality when deciding to live alone. Use a debit card for big purchases to track expenses and avoid credit card debts. Adopt a realistic budget that isn't overly strict to prevent feeling restricted and overspending. Being honest about where your money goes and balancing needs, wants, and desires is key to maintaining financial responsibility.
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