Perspective on giving and the value of time over money

The speaker is willing to give money to older individuals or females who are homeless, but not to military-aged men, as the speaker believes they could find a job if they really wanted to. The speaker views giving to able-bodied men as enabling them, which they perceive as negative. However, the speaker emphasizes the importance of giving and values their time more than money, stating that they would rather pay a large sum for someone else to do something they don't want to do, as their time is worth more than money.