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Dr. Peter Linneman, Leading Economist, Professor Emeritus, The Wharton School of Business (Part 17) +
The Walker Webcast
Consumer Debt and Disposable Income Comparison
Total household debt is equivalent to total cash holdings, representing a balance between debt and savings. In Q4 of 2023, household debt as a percentage of disposable personal income decreased to 81% from 88% in Q4 of 2019. This indicates an improved financial position for consumers compared to 2019, showing a healthier balance between outstanding debt and disposable income.
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