**Budget x amount of dollars for discretion spending **

Establishing a designated budget for discretionary spending allows individuals to enjoy their purchases without guilt, promoting a healthier relationship with money. This budget should be a specific amount each month that fits within one’s means, enabling freedom in spending on non-essentials like entertainment or personal interests. By allocating funds for such discretionary use, individuals can avoid the tendency to overanalyze every expense, which is particularly beneficial for those who consistently earn more than they spend. Additionally, setting aside money for enjoyment helps counteract the obsession with increasing net worth, allowing for a more balanced financial perspective.