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Debt: The Good, The Bad, and The Ugly
Debt should not have been a part of the investment thesis for most people attempting to achieve financial dependence in the last 10 years./nInterest rates have doubled, making access to reasonably secure debt more accessible./nWhile it is tax inefficient, debt with a 7% to 10% annualized return is a good option for those looking to transition from a paid job to a FIRE lifestyle.