Unlocking Mortgage Market Potential

An epiphany during a brainstorming session at Opendoor led to the creation of Roam, a startup facilitating mortgage transfers. Roam currently caters to 30% of the market, with plans to expand to 70%. The product's appeal lies in the seamless transfer of mortgages with the house sale. While there are concerns about growth, the strategy seems resilient in various interest rate environments. The key to success lies in building scale to offset high marginal costs in financial services.