The Apple Card provides 3% cash back on purchases of certain Apple products, and allows users to grow their cash at a 4.15% annual percentage yield by opening a high yield savings account. Additionally, the speaker discusses the transformative power of cash, mentioning a specific organization, Kibobah, as a place to support people in desperate situations. They also emphasize the importance of generosity during the holiday season and highlight Giving Tuesday as an annual occasion to help people in need.

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