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85: Side Hustles for Busy People (including Parents)
Rich Habits Podcast
Maximize Your Money: Keep It Working
Emergency funds should be optimized for investment rather than sitting idle. A three to four-month buffer is sufficient, as funds in ETFs, stocks, or cryptocurrencies can be accessed quickly, allowing for quick liquidity when needed. Maintaining a smaller emergency fund of one to two months is advisable, ensuring that most money is actively working. Additionally, prioritizing the payoff of high-interest debt over contributing to a 401k match is essential for financial health.
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