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The Daily Stoic cover image

Optimizing Your Relationship With Money | Bill Perkins

The Daily Stoic

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The Two Sides of Autopilot and Life Fulfillment

People often fall into two categories related to discipline and financial habits: some lack discipline, savings, and earning, living above their means and constantly chasing status, while others are over-optimized and accumulate wealth but forget to live their lives. Both scenarios stem from being on autopilot without questioning life's purpose. The societal norms from a young age ingrains certain paths to follow, but these may not necessarily lead to thriving. Basic financial skills and essential life meanings are not taught, leaving individuals ignorant in both areas. Society relies on institutions like family or church, leaving individuals to figure out life's purpose on their own. Without intentionality and self-reflection on life fulfillment, individuals may fall into routines and subroutines that are optimizing for something, but not necessarily for their overall life satisfaction. The key is to optimize for life fulfillment, which requires asking fundamental questions about one's purpose and values. These answers have significant impacts on all aspects of one's life.

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