Exploring the Flaws of Universal Life Insurance and IUL

UL chassis, whether IUL or not, is like an annual term with indefinite renewal. As you get older, the cost increases. IUL is often bought for retirement income, but it eventually breaks down. UL has a history of poor performance. IUL hasn't been around long enough to predict its future, but it has been supported by a bull market. In the next few years, IUL is expected to be exposed and lose its appeal.