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Millennial Revolution is in The House! | Kristy Shen, Bryce Leung & Little Matchstick | 93

Catching Up to FI

NOTE

Transition to Simplicity: Master Your Investment Journey

In the transition period between financial independence and retirement (FIRE), alternative investments can help achieve higher yields and safeguard against return risks. However, as time passes—particularly after the initial 3-5 years of retirement—the necessity for these assets diminishes. This period often reveals the value of a pure indexing strategy, as reliance on complex investments can be shifted towards simpler portfolios, such as preferred shares and eventual bonds. The insights illustrate the importance of adapting investment strategies over time to maintain portfolio growth without succumbing to lifestyle inflation, ultimately leading to a substantial increase in wealth.

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