Real estate investing incurs a startup cost in terms of both capital and time. The time spent learning about real estate is the key factor, as it translates into a monetary value based on an individual's annual income. For example, a $100,000 earner with $50 per hour assigns a cost of $12,500 for 250 hours of learning, while a doctor earning $600,000 has a significantly higher startup cost due to investing 600 hours. The time commitment and associated costs vary based on the individual's income level and occupation.

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