I used to live in New York City and now I live in Boulder, Colorado. don't think I would ever have been able to buy a house in the New York metro area. Emma really likes to go rock climbing. And that's more fun in Boulder than it is in New York city. This brings us back to something the NYU finance professor Arpit Gupta said earlier. He thinks it's just a lot of heterogeneity with respect to how people like it.

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