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473 | Are We There Yet? 'Retire Early' Case Study

ChooseFI

NOTE

Impact of Incomplete Earnings on Social Security Benefits

The speaker discusses their concern about their social security benefits due to not having 35 years of earnings. They used a tool called Open Social Security to calculate estimates. They found that even if they had zeros in their earnings, it wouldn't be disastrous. They observed a pattern of earning an extra $100 per month for every year they continued working.

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