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Our Financial System Favors Large-Scale Development…but at What Cost?
Upzoned
Fragility in System Design and Development
The concept of fragility is discussed in relation to municipal finance and real estate development, highlighting a system that lacks adaptability and responsiveness to community needs. The prevalence of 'five over one' developments is seen as a financial product primarily designed to inject money into the system, rather than catering to local demands or pricing capacity. This results in a system that benefits banks, pension funds, and other financial entities rather than addressing the needs of the community.
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