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Deep Dive on Amex Credit Cards and Membership Rewards Points

All the Hacks with Chris Hutchins

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Amex Green Card Perks

  • Consider the Amex Green card for its 3x points on travel, transit, and dining worldwide with a $150 annual fee.
  • Compare it to the Citi Premier card, which offers 3x on flights, hotels, and dining but not on all travel.
  • Unlike standard credit cards, the Amex Green card is a charge card, requiring full payment each month, though Amex's 'pay over time' feature is an option.
  • There's no fixed spending limit; it adjusts based on your spending and payment history.
  • A high balance across all Amex charge cards (e.g., $100,000) might trigger a financial review.
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