1min snip

All the Hacks with Chris Hutchins cover image

Navigating Your Money, Points, and Career + More Listener Q&A with Kevin Rose

All the Hacks with Chris Hutchins

NOTE

Embrace the Power of Two Cards

Transitioning between multiple rewards cards can be mentally taxing, so optimizing credit card use is essential for maximizing financial benefits. Using just one card may seem simpler, but adopting two strategically chosen cards can significantly boost return on investment. For many households spending around $100,000 annually, a suggested pairing is the Capital One Venture card, ideal for general purchases, and the Amex Gold card, perfect for dining and groceries. However, if simplicity is preferred, the US Bank Altitude Reserve offers a straightforward, non-points reward system with a substantial 4.5% cash back on travel and mobile wallet transactions.

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